The People's Bank

Health Savings Account (HSA)

Your health is important, but maintaining it can be expensive. Start saving now while you're healthy, so the next time you get sick or injured, you have the funds to pay for qualified medical expenses. You'll earn a good rate on your balance and enjoy tax advantages too!

Health Savings Account (HSA)
Features & Benefits
  • Save for future qualified medical expenses for you and your family
  • Earn a competitive interest rate
  • Contributions are tax deductible
  • Earnings are tax exempt
  • Access funds online, via checks, or debit card
  • Transferrable to next job
  • No "use it or lose it" rule
  • Low $2 monthly maintenance fee
  • Pacific Express® Visa® Debit card
  • Access to your account anytime, anywhere with IFITonline
  • IFITvoice (telephone banking)
  • No minimum opening deposit requirement
  • Please visit http://www.irs.gov/pub/irs-pdf/p969.pdf
Qualifications

Am I eligible for a Pacific Express® Health Savings Account?

You can open an HSA as long as you are:

  • Covered by a High Deductible Health Plan (HDHP)
  • Not covered by other health insurance plan
  • Not enrolled in Medicare
  • Not a dependent on someone else's tax return