We are The People’s Bank and we’re in this together, stronger than ever.

As your Bank, it is our responsibility to ensure we provide easy access to your money and account information in a manner that is timely, convenient and safe.  As your family, we know that responsibility runs deeper and we have to do more. On this page you can gain access to our banking services, digital banking options, financial preparedness tips as well as direct links to local, regional, national and international health organizations for the latest COVID-19 updates.  We encourage you to visit this site often, be open to exploring the conveniences and flexibility of Online and Mobile Banking and be open to sharing these resources with family and friends.


Small Business Administration (SBA) Disaster Assistance Loans

For Paycheck Protection Program (PPP) forms and applications, please visit our SBA PPP page here.

*New Letter from our CEO: January 7, 2021

*New SBA News Release: January 11, 2021

SBA, in consultation with the Treasury Department, has recently released additional PPP forms and guidance. Please note that when the loan application process opens, Bank of Guam will only be accepting applications online through a link that will be provided on this page when available. 

Updated First Draw Forms 

Form 2483 – First Draw Borrower Application (Updated 1/8/21) 
Form 2484 – First Draw Lender Guaranty Application (Updated 1/8/21) 

Second Draw Forms

Form 2483-SD – Second Draw Borrower Application (Released 1/8/21) 
Form 2484-SD – Second Draw Lender Guaranty Application (Released 1/8/21) 

Guidance & Resources 

Top-Line Overview of First Draw PPP Loans (Released 1/8/21) 
Top-Line Overview of Second Draw PPP Loans (Released 1/8/21) 
Accessing Capital for Minority Underserved, Veteran and Women-Owned Business Concerns Guidance (Released 1/6/21)  
Interim Final Rule #1 – PPP as Amended by Economic Aid Act (Released 1/6/21) 
Interim Final Rule #2 – PPP Second Draw Loans (Released 1/6/21) 
Procedural Notice – Modifications to SBA Forms 3506, 3507 and 750 CA (PPP only) (Released 1/8/21) 
Procedural Notice - SBA Procedural Notice on Repeal of EIDL Advance Deduction Requirement (Released 1/8/21)
*New Second Draw Revenue Reduction Calculation FAQs (Released 1/19/2021)

For more information and updates, visit or 

Commercial Loans

For help with payment options for Commercial Loans, please email us directly at [email protected]. Our loan officers are ready to assist you

Mortgage Loans

For help with payment options for Mortgage Loans, please email us directly at [email protected]. Our loan officers are ready to assist you.


Effective August 24, 2020, our Guam branches, with the exception of Andersen branch, will be closed until further notice. Our CNMI branches will continue to accept new accounts and personal loans by appointment only. When scheduling an appointment, provide your full name, contact number, email address, and desired branch and time you wish to visit. You can also apply online for a personal loan here.

Book Appointment Now 

These locations will be exercising additional social distancing measures. For the safety of our customers and employees, persons who are experiencing respiratory illness, including fever and cough, are prohibited from entering. Customers accompanied by children must have their children with them at all times. Our security team will be on hand to help limit the number of customers in these branches to the maximum of 50 as directed by orders issued by local authorities.


Online & Mobile Banking

We encourage you to make use of our digital services.  Online and Mobile Banking give you 24/7 access to your account information and the ability to view transactions, check balances, transfer money, pay bills, deposit checks and more. Learn more here.

Watch and learn by clicking on a tutorial below!


 P2PSingle     P2PLinkAccount

Enroll Now

To better serve you, we have temporarily raised our Mobile Check Deposit transaction limits to 6 per business day with a limit amount of $6000 per business day and 15 per month with a limit amount of $15,000 per month.

Full Function ATMs

You can check balances, withdraw money, transfer between accounts and make deposits at most of our ATMs. Below you can find the nearest full function ATM in Guam and the CNMI. Learn more on full function ATMs in your area by clicking here.


Direct Deposit

Ask your employer about payroll direct deposit options. You will need the following information to start the process.

1. Your Account Number
2. The Routing Number for your Bank of Guam Account
    - Guam, CNMI, RMI, FSM & Belau: 121405115
    - San Francisco, California: 121040169


As of January 26, 2021

There are a total of 7,554 confirmed COVID-19 cases on Guam and 129 in the CNMI.

Listing of businesses to open: Guidance Memo 2021-03
From DPHSS: Social Isolation Directive Guidance and Mandatory Quarantine Guidelines for Travelers Entering Guam
From Department of Revenue and Taxation: Economic Impact Payment Updated FAQs
Visit GEDA for more information on the Guam Small Business Pandemic Assistance Program
Executive Order for Pandemic Unemployment Assistance (PUA). For more information on PUA, please visit Gov Guam Department of Labor. 

Guam is in PCOR2

On Friday, January 15, Guam amended restrictions on the operation of business and activities during Pandemic Condition of Readiness 2. Click here for the Government of Guam's Executive Order No. 2021-01.

The Guam Recovery Panel of Advisors implemented the Governor's Road to Recovery Plan - Chalan Para Hinemlo'. Click here to learn more.


Cell phones unite! Download the GUAM COVID ALERT app and let's work together to keep us all safe!
Click image to learn more. 


To stay informed, please visit these reputable sources for updates regarding COVID-19 in your area.

Department of Public Health and Social Services >>
Guam Homeland Security >>
Navy and Marine Corps Public Health Center >>
Small Business Development Center (SBDC) Guam >>

Commonwealth of the Northern Mariana Islands 
Commonwealth Healthcare Corporation >>
CHCC Press Release 21-131 

Federated States of Micronesia


Republic of the Marshall Islands

San Francisco

For more information visit the CDC site >>

FDIC: COVID-19 Information for Bankers and Consumers >>

For Prevention Tips for Job Seekers, click here. 

U.S. Chamber of Commerce Resources

Guide to PPP Forgiveness:
Small Business Guide to Reopening:


Last Updated: January 26, 2021 - 9:00AMChST